Privacy Policy
Your privacy matters to us. Here's how we protect and handle your information.
Information We Collect
At lumivexandor, we collect information you provide directly to us when you create an account, use our stock market education platform, or contact us for support. This includes your name, email address, phone number, and educational preferences.
Account Information
Name, email address, phone number, and password when you register for our platform.
Learning Data
Course progress, quiz results, and learning preferences to personalize your experience.
Technical Information
Device information, IP address, browser type, and usage patterns for platform improvement.
Communication Records
Support requests, feedback, and any correspondence you have with our team.
We also automatically collect certain information when you use our platform, including your IP address, browser type, operating system, and information about your usage patterns. This helps us understand how you interact with our educational content and improve your learning experience.
How We Use Your Information
We use the information we collect to provide, maintain, and improve our stock market education services. Your data helps us personalize your learning journey and ensure you receive relevant educational content.
- Deliver personalized educational content and track your learning progress
- Send important updates about our platform, new courses, and educational opportunities
- Provide customer support and respond to your inquiries
- Analyze platform usage to improve our educational offerings
- Ensure platform security and prevent unauthorized access
- Comply with legal obligations and protect our legitimate business interests
Educational Focus: We never use your personal information for aggressive marketing or share your learning progress with third parties without your explicit consent. Our primary goal is supporting your financial education journey.
Information Sharing and Disclosure
We don't sell, trade, or rent your personal information to third parties. However, there are specific circumstances where we may share your information, always with appropriate safeguards in place.
Service Providers
We work with trusted third-party service providers who help us operate our platform, process payments, and deliver educational content. These providers are bound by strict confidentiality agreements.
Legal Requirements
We may disclose your information if required by law, court order, or government regulation, or if we believe disclosure is necessary to protect our rights or the safety of others.
Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity, but only with the same privacy protections.
All third parties we work with are required to maintain the same level of data protection that we provide. We conduct regular audits to ensure compliance with our privacy standards.
Your Rights and Choices
Under Canadian privacy legislation, including the Personal Information Protection and Electronic Documents Act (PIPEDA), you have specific rights regarding your personal information. We're committed to helping you exercise these rights.
Access Rights
Request a copy of all personal information we hold about you, including how it's being used.
Correction Rights
Update or correct any inaccurate personal information in your account at any time.
Deletion Rights
Request deletion of your personal information, subject to certain legal and business requirements.
Communication Preferences
Control what types of communications you receive from us and how often.
Exercising Your Rights: To exercise any of these rights, contact us at info@lumivexandor.com. We'll respond to your request within 30 days and may ask for identity verification to protect your privacy.
Data Security and Protection
We take the security of your personal information seriously and have implemented comprehensive measures to protect it from unauthorized access, alteration, disclosure, or destruction.
- SSL encryption for all data transmission between your device and our servers
- Regular security audits and vulnerability assessments by independent third parties
- Multi-factor authentication options for account access
- Secure data centers with physical security measures and access controls
- Employee training on data protection and privacy best practices
- Regular backups with encrypted storage to prevent data loss
While we use industry-standard security measures, no method of transmission over the internet is 100% secure. We continuously update our security practices to address emerging threats and maintain the highest level of protection possible.
Data Retention
We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and provide you with continued access to your educational progress.
Active Account Data
Account information and learning progress are retained while your account remains active and for two years after your last login to allow for account reactivation.
Communication Records
Support requests and communication history are kept for three years to improve our customer service and resolve any ongoing issues.
Legal Requirements
Some information may be retained longer if required by law, such as financial transaction records or information needed for legal proceedings.
International Data Transfers
While lumivexandor primarily operates in Canada, some of our service providers may process your information outside of Canada. When this occurs, we ensure appropriate safeguards are in place to protect your information.
We only work with international service providers who demonstrate adequate levels of data protection, either through certification under recognized frameworks or through specific contractual protections that meet Canadian privacy standards.
Changes to This Privacy Policy
We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. We'll notify you of any material changes by email or through a prominent notice on our platform at least 30 days before the changes take effect.
Stay Informed: We encourage you to review this privacy policy periodically. Your continued use of our platform after any changes indicates your acceptance of the updated policy.
Privacy Questions or Concerns?
Our Privacy Officer is available to address any questions or concerns about how we handle your personal information.
Address: 1601 Wavell St, London, ON N5W 2C9, Canada
Phone: +1-888-481-9222
Email: info@lumivexandor.com
We'll respond to privacy inquiries within 5 business days and work with you to resolve any concerns promptly.